CITY SAVINGS BANK, P. O. Box 550, DeRidder, LA 70634

PRIVACY STATEMENT

CATEGORIES OF INFORMATION WE COLLECT
We collect nonpublic personal information about you from the following sources:
   Information we receive from you on applications or forms;
   Information about your transactions with our affiliates, others; or us
   Information we receive from a consumer-reporting agency;
   Information we receive from the following sources:
      Community Organizations
      Comment Cards and Letters
      Customer Surveys
      Requests for Information

CATEGORIES OF INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law.

CATEGORIES OF PARTIES TO WHOM WE DISCLOSE
We are permitted by exceptions to the opt-out requirements to disclose information to service and processing providers and joint marketing firms without seeking customer approval.

SERVICE PROVIDER/JOINT MARKETING EXCEPTION
We may disclose information we collect as described in Section 1 of this notice, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to "those employees who need to know that information to provide products or services to you." We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.